Merry Christmas and best wishes for the New Year from all of us here at Automotive Compliance.
Our company and IT Support service opening hours over the Christmas & New Year holiday period:

25th December : Closed  |  26th December : Closed  |  27th, 30th & 31st December :  IT Support
01452 671570 (Option 1) between 10.00am & 4.00pm  |  1st January :  Closed  |  From 2nd January : Open as usual

Why Compliance Costs Are Holding Directly Authorised Dealers Back – And How to Fix It

For many car, van, and bike dealers, compliance isn’t just an admin burden—it’s a growing financial strain. Rising fees, insurance costs, and endless regulatory requirements are eating into margins, making it harder to focus on what really matters: selling vehicles and growing your business.

But what if compliance didn’t have to be so expensive and time-consuming?

At Automotive Compliance (ACL), we help dealers cut costs and simplify compliance by switching from FCA Direct Authorisation to becoming an Appointed Representative. This means you can:

✅ Eliminate FCA Fees – Save an average of £2,500+ per year on regulatory fees.

✅ Ditch PI Insurance – No need for expensive Professional Indemnity insurance (save up to £1,000 annually!).

✅ Forget RegData Returns – Remove the stress of complex FCA reporting.

✅ Save Time & Effort – No more headaches from new regulatory updates.

✅ Gain Monthly Compliance Insights – Get clear, risk-focused reports to help you stay ahead.

 

Act Before 31st March to Lock in Savings

Dealers who cancel FCA Direct Authorisation before 31st March can secure a fixed compliance fee for two years.

If you submit your cancellation application to the FCA before 31 March you won’t have to pay the annual fee for the following financial year.

🔹 Less cost. Less admin. More time to talk to customers

📞 Call 01452 671 570 or click here to book a free consultation and see how much you could save.

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Frequently Ask Questions

Our team of specialists is here to answer any questions you may have.

Yes, either Directly Authorised or as an Appointed Representative of a Principal Firm.

You do have options, contact us here at Automotive Compliance Ltd, and we will be happy to help.

If you’re unable to spare the time or effort to go through the FCA Handbooks (Finance = Consumer Credit Sourcebook CONC, General Insurance = Insurance Conduct of Business Sourcebook ICOBS) and understand how they relate to your business, feel free to reach out to us for assistance. We can help interpret the regulations and provide guidance.

This person has to know and meet the regulatory requirements as well as understand how the regulations apply to them.

This is something you need to know, you can find out who is on the FCA’s Register of Approved Persons’

Your business could be at risk if you do nothing, being compliant will mean you are mitigating your risks, this not only ensures peace of mind, but also sends a positive message to your customers.