Adding to this remarkable accomplishment, Sam is now a Fellow of the International Compliance Association, a prestigious recognition that underscores her expertise and commitment to the field

This achievement is not just a personal triumph for Sam but a significant win for Automotive Compliance and our valued customers. Here’s why:

Enhanced Expertise: Sam’s advanced knowledge and skills in GRC will further strengthen our risk management and compliance frameworks, ensuring we continue to uphold the highest standards of integrity and accountability.

Customer Confidence: With Sam’s expertise, our customers can have even greater confidence in our ability to navigate complex regulatory landscapes, providing them with reliable and compliant services.

Innovative Solutions: Sam’s fresh insights and innovative approaches will help us develop more effective compliance strategies, ultimately benefiting our customers through improved processes and solutions.

Please join us in congratulating Sam on her outstanding achievements and her continued dedication to excellence in compliance. We are incredibly proud to have her as part of our team and look forward to the positive impact she will continue to make.

#Compliance #RiskManagement #Achievement #TeamSuccess #CustomerConfidence

The post Celebrating Excellence in Compliance: Sam Billing’s Outstanding Achievement appeared first on Automotive Compliance Ltd.

• Credit broking
• Debt adjusting
• Debt counselling
• Providing credit information services

Why it matters:

This new return is designed to improve the quality and relevance of data collected, enabling the FCA to:

• Act faster where consumer harm is greatest
• Reduce ad hoc data requests
• Streamline supervision and reduce regulatory burden

Key changes:

• Tailored, proportionate data collection aligned with firm permissions
• Consolidated reporting for principal firms and their ARs
• Phased implementation to ease transition

Benefits:

• Better visibility into firm activities and consumer outcomes
• More efficient, data-led regulation
• Enhanced market integrity and consumer protection

Effective from: 7 May 2025

Firms must prepare now to align reporting with the new rules and timelines.

But here’s the good news:

Become an Appointed Representative (AR) and you don’t need to worry about it. We will handle the complexities for you.

Contact us on 01452 671570 or email tellmemore@automotive-compliance.co.uk to find out how we can help you.

The post Did You Know? The FCA’s new Policy Statement PS25/3 introduces significant updates to consumer credit reporting, including a new regulatory return – CCR009 appeared first on Automotive Compliance Ltd.

One of the most effective strategies for achieving this is by leveraging online systems to sell general insurance products. This approach not only enhances customer convenience but also drives significant revenue growth for dealerships.

The Digital Advantage

Online sales of insurance products offer a multitude of benefits. By utilising our VAP Boost tool, dealerships can extend their reach beyond the showroom, allowing customers to explore and purchase these products at their own pace.

This self-serve model empowers consumers to make informed decisions, ultimately leading to higher conversion rates and increased customer loyalty.

Enhancing Customer Experience with Comprehensive Coverage

General insurance products provide essential coverage that can protect both the vehicle and the owner. These products include GAP, extended warranties, tyre and alloy insurance, and more. By offering these products online, dealerships can provide a seamless and convenient purchasing experience, ensuring customers have access to the coverage they need without the pressure of in-person sales interactions.

Driving Revenue with Strategic Product Offerings

Selling insurance products online allows dealerships to showcase valuable offers that truly benefit the customer. This approach gives customers the freedom to make timely decisions at their own pace, without feeling rushed. Meanwhile, your staff can concentrate on what they do best – selling vehicles. This strategic focus not only enhances customer satisfaction but also boosts your dealership’s revenue.

Seamless Integration and Compliance

The entire purchase process, from product selection to payment, is integrated with the dealership’s existing payment system, making it convenient for consumers to complete their transactions online. Additionally, automated, branded emails engage customers with timely recommendations, ensuring they are aware of the available and relevant product options.

These emails are sent to customers who have been recommended products through The ACL Hub compliance system, ensuring a targeted and compliant approach. Customers can self-serve with your product provider, making the process easy and efficient. We are integrated with all main product providers, making it simple to bring this process online.

What should you do?

Embracing the digital shift to online sales of general insurance products represents a significant opportunity for dealerships to enhance profitability and customer satisfaction. By leveraging systems like VAP Boost, dealerships can provide a convenient, compliant, and efficient way to offer essential coverage to customers, ensuring they are protected in various ways.

For more information about VAP Boost or to schedule a demo, click here.

The post Sell Value Added Products Online appeared first on Automotive Compliance Ltd.

What’s the Deal with Rising Costs?

National Insurance isn’t the only thing going up. Compliance costs, insurance premiums, and admin tasks are all adding to the financial pressure. But don’t worry, there are ways to take control and save big.

Cutting Compliance Costs by becoming an Appointed Representative

One smart move is to tackle those compliance expenses head-on. Automotive Compliance Ltd has some great tips to help you out:

• No FCA Fees: Save around £2,500+ per year on FCA regulatory fees.
• No PI Insurance Costs: Ditch Professional Indemnity (PI) insurance and save up to £1,000 annually.
• No RegData Returns: Spend less time on complex FCA reporting.
• Time Savings: Skip the hassle of regulatory updates and compliance processes.
• Detailed Monthly Reports: Get clear insights on your compliance status.

Act Fast for Maximum Savings

To get the most out of these savings, consider cancelling your FCA Direct Authorisation before 31st March. This can lock in a fixed compliance fee for two years, giving you predictable costs and peace of mind. Don’t let rising compliance costs eat into your profits. Reach out to Automotive Compliance Ltd today and see how much you could save.

Boosting Efficiency

Saving money is great, but improving efficiency is just as important. Here are some quick tips:

• Automate Admin Tasks: Use software to handle repetitive tasks, freeing up time for more important work.
• Enhance Customer Experience: Invest in tools that make customer interactions smoother and more satisfying.
• Optimise Inventory Management: Implement systems to manage inventory better, reducing waste and improving cash flow.

If you would like a conversation about how we can help you reduce costs and improve efficiencies, please get in touch, all us on 01452 671 570 or email tellmemore@automotive-compliance.co.uk

The post Dealerships and Retailers: How to Handle Rising Costs appeared first on Automotive Compliance Ltd.

Our team comprises individuals who have been salespeople, business managers, F&I managers, brand directors, and general managers at some of the largest franchises in the country. They have lived your job, worked the weekends, met the targets, and understand your business at every level. This firsthand experience means that when you talk to us, you’re talking to someone who truly understands the challenges and nuances of your industry.

We don’t just talk about compliance; we talk about automotive compliance. Our mission is to ensure that your team follows FCA guidelines, informs customers correctly, asks the right questions, and keeps you updated with any changes. Our approach is holistic, covering every aspect of compliance to ensure that your business runs smoothly and efficiently.

Have a question? Call your automotive contact, and they’ll get right back to you with an answer. If they can’t answer it, they’ll bring in our compliance team, IT team, complaints team, or financial promotions team to ensure you get the information/answers you need.

Our commitment to support means that you’re never alone in navigating the complexities of automotive compliance.

If you’re looking for a compliance company to partner with, get in touch for an informal chat.

We are here to support you every step of the way.

Call us on 01452 671 570 or email tellmemore@automotive-compliance.co.uk

The post The Heart of Automotive Compliance: Our People appeared first on Automotive Compliance Ltd.

Is your system protecting you, or is it just ticking boxes?

Future-Proof Your Compliance

Regulations will continue to change, but with Automotive Compliance, you’re always prepared. Our system is built to evolve with the industry, ensuring you remain compliant and protected—allowing you to focus on other things.

Expert Support from Automotive Compliance Specialists

Having the right system is crucial, but having the right people behind it makes all the difference. Our dedicated field team of automotive compliance specialists work with you daily to ensure you stay ahead of regulations, providing hands-on support and guidance tailored to your dealership

Simplify Compliance with Seamless System Integrations

We know that dealers need streamlined solutions, not extra admin. That’s why our compliance system integrates effortlessly with leading dealer platforms such as Dealerweb, Pinewood, Navigator, and EnquiryMax, to name a few. These integrations mean:

• No more rekeying: data flows automatically, reducing errors and saving time.
• Real-time compliance tracking: keep up with FCA requirements effortlessly.
• Enhanced reporting: meet regulatory demands without the hassle.

Let’s Get You Set Up

Don’t wait until you get an FCA audit to realise your system is outdated. Get in touch today to find out how Automotive Compliance can simplify your compliance processes and keep you ahead of the game.

Call 01452 671 570 or click here to book a free consultation and see how much you could save.

The post Is Your Compliance System Up to Date? appeared first on Automotive Compliance Ltd.

We understand these challenges, and that’s why we are committed to supporting dealers with the expertise, tools, and guidance needed to navigate FCA compliance efficiently and cost-effectively.

The Compliance Challenges Dealers Are Facing

1. Economic Crime Levy Advice – Many dealers are unsure whether they need to pay the levy and how it impacts them.
2. Annual Consumer Duty Attestation – Ensuring compliance with the latest FCA consumer duty requirements is a key priority.
3. Commission Disclosure – Dealers must ensure they are fully compliant with the latest FCA expectations on transparency.
4. Cost of External Legal Advice – Seeking professional guidance to interpret new regulations and FCA updates can be expensive.
5. FCA Guidance – Many dealers have found that contacting the FCA directly may sometimes result in general guidance that lacks the specific clarity needed to address their concerns fully.
6. Rising Compliance Costs – The cost of maintaining compliance is increasing, with FCA fees for credit broking permissions rising by 39% since 2022.
7. Professional Indemnity Insurance Costs – Insurance premiums for compliance-related coverage are on the rise.
8. Regulatory Distractions – Keeping up with FCA updates and requirements is taking valuable time away from business operations.
9. FCA Returns & CP24/19 – Dealers are required to submit more frequent and detailed returns, adding to their administrative burden.

How We’re Helping Dealers Stay Ahead

To address these challenges, we provide a comprehensive support package designed to keep you informed, compliant, and focused on running your business:

• Regular FCA Updates – We keep you informed about regulatory changes and what they mean for you.
• Membership Helpline – Get expert compliance advice when you need it.
• One-Day Clinics – Request a one-on-one session with our compliance specialists.
• Software & Integration Solutions – Streamlining compliance processes to save time and reduce errors.
• Board Meeting Support – We can present at your board meetings to update your leadership team on compliance risks and obligations.
• Dedicated Compliance Oversight Manager – An industry expert with dealership experience as your personal point of contact.
• A Team That Cares – Always ready to help, ensuring that compliance doesn’t become a roadblock for your business.

Stay tuned for our next blogs, where we’ll take a deeper dive into specific areas, including rising compliance costs and how to effectively manage FCA returns.

If you need expert FCA compliance support, contact us today by clicking here.

The post You Are Not Alone: Tackling FCA Compliance Challenges Together appeared first on Automotive Compliance Ltd.

But what if compliance didn’t have to be so expensive and time-consuming?

At Automotive Compliance (ACL), we help dealers cut costs and simplify compliance by switching from FCA Direct Authorisation to becoming an Appointed Representative. This means you can:

Eliminate FCA Fees – Save an average of £2,500+ per year on regulatory fees.

Ditch PI Insurance – No need for expensive Professional Indemnity insurance (save up to £1,000 annually!).

Forget RegData Returns – Remove the stress of complex FCA reporting.

Save Time & Effort – No more headaches from new regulatory updates.

Gain Monthly Compliance Insights – Get clear, risk-focused reports to help you stay ahead.

Act Before 31st March to Lock in Savings

Dealers who cancel FCA Direct Authorisation before 31st March can secure a fixed compliance fee for two years.

If you submit your cancellation application to the FCA before 31 March you won’t have to pay the annual fee for the following financial year.

Less cost. Less admin. More time to talk to customers

Call 01452 671 570 or click here to book a free consultation and see how much you could save.

The post Why Compliance Costs Are Holding Directly Authorised Dealers Back – And How to Fix It appeared first on Automotive Compliance Ltd.

You’re not alone. One in ten car, van, and bike dealers are worried about the rising costs of staying compliant with FCA regulations.

With fees, insurance, and admin time stacking up, many dealers are searching for a smarter way to manage compliance without breaking the bank.

At ACL, we help dealers like you take control of compliance costs while simplifying the process. By switching from FCA Direct Authorisation to becoming an Appointed Representative with Automotive Compliance, you can unlock significant savings, including:

No FCA Fees – Save an average of £2,500+ per year on FCA regulatory fees.

No PI Insurance Costs – Cut out Professional Indemnity (PI) insurance, saving up to £1,000 annually.

No RegData Returns – Reduce admin time spent on complex FCA reporting.

Time Savings – Avoid the hassle of navigating regulatory updates and compliance processes.

Detailed Monthly Reports – Get clear, actionable insights on your compliance status to stay ahead.

Act Before 31st March to Maximise Savings

By cancelling your FCA Direct Authorisation before 31st March, you can save even more and secure a fixed compliance fee for 2 years with Automotive Compliance, giving you predictable costs and peace of mind.

Don’t let rising compliance costs eat into your profits. Contact us today to see how much you could save by switching to an easier, more cost-effective compliance solution.

Call us now on 01452 671 570 or click here to book a free consultation.

The post Compliance Costs Are Rising – Here’s How to Take Back Control appeared first on Automotive Compliance Ltd.

If this sounds familiar, it’s time to fix it. Automotive Compliance’s integrations eliminate the need for repetitive data entry. Customer details are entered once into your Dealer Management System (DMS) and are automatically shared with our compliance platform and your product providers. This means no jumping between systems and no rekeying. Just one streamlined process from start to finish.

By removing these admin roadblocks, your sales team can focus on what they do best: building relationships and closing deals. It’s not just about efficiency—it’s about creating a better work environment for your team and a better buying experience for your customers.

Stop wasting your team’s potential on admin tasks. Fix it today with integrated systems.

Stop wasting time on admin. Let our integrations eliminate rekeying and free your team to focus on selling.

Contact us now to discuss how we can help you.

01452 671 570
tellmemore@automotive-compliance.co.uk

The post Are Your Salespeople Bogged Down by Admin and Rekeying? Fix It Today! appeared first on Automotive Compliance Ltd.